Building Financial Futures Since 2019
We started Xyxar Fyoux because too many people told us investing felt like reading a textbook written in another language. Six years later, we're still here making investment instruments actually make sense to real humans in Ontario.
Based in Mount Forest, OntarioWhere This Actually Started
Back in early 2019, Aldrik Beauséjour was helping his neighbor understand why her mutual fund statement looked like alphabet soup. That conversation lasted three hours and ended with both of them frustrated at how unnecessarily complicated the investment industry had become.
The problem wasn't that people couldn't understand investing. The problem was that nobody was explaining it in plain terms without the jargon. So we built Xyxar Fyoux around one simple idea: talk to clients like they're actual people, not walking wallets.
We focus on Canadian investment instruments because that's what matters here. RRSPs, TFSAs, GICs, ETFs – the stuff you actually need to know about when you're planning for retirement or saving for something important.
What We Actually Care About
Real Conversations
We don't send you quarterly reports full of industry terms and percentages. We call you. We explain what happened with your investments and why. Sometimes those calls take fifteen minutes. Sometimes they take an hour.
Canadian Focus
Your money lives in Canada. Your retirement happens in Canada. Your taxes get paid to Canada. So we specialize in Canadian investment vehicles and tax strategies that actually work within our system.
Ongoing Education
Markets change. Rules change. Your life changes. We send monthly updates that explain what's happening in terms you don't need a finance degree to understand. Because informed clients make better decisions.
Who's Actually Doing The Work
Aldrik Beauséjour
Founder and Investment AdvisorI spent twelve years at bigger firms before starting Xyxar Fyoux. Got tired of watching clients get shuffled between advisors who barely remembered their names. Now I work with about sixty families directly and I know all their kids' names.
My background is in portfolio construction and Canadian tax planning. I hold my CFA designation and actually read those dry regulatory updates so clients don't have to. Outside work, I'm usually hiking the Bruce Trail or fixing up my 1970s farmhouse.
You can reach me at +16047762499 or info@xyxarfyoux.pro
How We Work With Clients
Starting Point Assessment
We meet for about ninety minutes and actually listen. What do you want your money to do? When do you need it? What keeps you awake at night worrying about finances? This isn't a sales pitch. It's a conversation about your actual situation.
Building Your Strategy
We put together a plan using investment instruments that fit your timeline and comfort level. Conservative GICs for money you need soon. Balanced ETFs for medium-term growth. Maybe some individual stocks if that makes sense for your situation. Everything gets explained in regular language.
Regular Check-Ins
We meet quarterly to review what's happening. Markets went up? Great. Markets went down? Let's talk about why and whether we need to adjust anything. Life changed? Got married, had kids, changed jobs? We update the plan to match your new reality.
Staying Connected
Between meetings, we're available. Questions about a news headline? Call us. Worried about something you read online? Send an email. We respond within a business day because your concerns shouldn't wait for the next quarterly review.